How to verify that i’ve a credit score that is bad?

How to verify that i’ve a credit score that is bad?

You have got a right to see just what is in your credit report. Then you can find out exactly what has influenced your credit score if you want to borrow money with bad credit.

Most likely, if you can find any errors, you’ll be able to ask to allow them to be corrected, that may enhance your rating.

You can find three key credit reporting agencies into the UK, although a couple of various brands use their information to produce people who have their fico scores.

These agencies are:

  • Experian
  • TransUnion
  • Equifax

You can access your credit rating at no cost through some of the agencies, however if you wish to visit your full file, these agencies may require re re payment.

Nevertheless, some credit solutions provide usage of the total apply for free, such as for instance ClearScore or Noddle (now called Credit Karma) therefore it is worth searching to locate a free choice. […]